Experienced Bankruptcy Attorneys Serving Texas
Compassionate Legal Representatives Ready to Protect Your Interests
At The Law Offices of Alex R. Hernandez, Jr. PLLC, our team of seasoned
attorneys is committed to using our extensive knowledge of the law to
guide clients through each phase of the bankruptcy process so that they
can overcome burdensome debts and reframe their financial futures.
We understand that difficult times can force an individual to go into tremendous
debt just to stay afloat. From losing your job to having to pay for an
expensive medical procedure for a loved one, countless circumstances push
people to file for bankruptcy so that they can get their financial affairs
back in order.
Our lawyers believe there is no shame in seeking assistance through bankruptcy
in your time of need, so
reach out to our firm today at (888) 907-8994 and we will treat you with the kindness and compassion
that you deserve as you get your finances back in-line once again.
Chapter 7 Bankruptcy Services
Clients often come to us thinking they won’t qualify for bankruptcy,
however, Chapter 7 bankruptcy is an ideal option if you are in serious
debt and earn less than the state median income. Another benefit of filing
for Chapter 7 bankruptcy is that it will automatically stay most types
of lawsuits filed against you.
When you file for Chapter 7 bankruptcy, the court will send a notice out
to all of your creditors informing them to cease any further action against
you. It is important to note that you can’t file for Chapter 7 bankruptcy
if you have already had a bankruptcy case dismissed within the last 180 days.
Chapter 13 Bankruptcy Services
Chapter 13 bankruptcy is commonly referred to as “wage earners bankruptcy” or “bill consolidation.” While Chapter 7 bankruptcies are intended for debtors of modest
means, Chapter 13 bankruptcy is an option that higher-income families
can take advantage of if they are overcome with debt or facing foreclosure
on their homes.
Do you still earn regular income but you’re drowning in debt? Then
you can use Chapter 13 bankruptcy to renegotiate the terms of certain
types of debt that you will eventually repay through a monthly payment
plan. This bankruptcy option also prevents debt collectors in Texas from
harassing you with annoying calls throughout the day.
Our Legal Team Can Guide You Towards a Debt-Free Future
If you would like to discuss which bankruptcy option is best suited for
your current situation, please don’t hesitate to get in touch with
the skilled attorneys at our law firm so we can devise a strong legal
strategy that protects your interests.
When you choose The Law Offices of Alex R. Hernandez to represent you in
your bankruptcy matters, you can feel confident knowing that we will stand
by your side and guide you through every step of the bankruptcy process
to ensure that you make informed decisions.
Are you tired of constantly struggling with debt or worried that you’ll
soon be facing foreclosure due to the current economic environment? Then
get in touch with us today by calling (888) 907-8994 to
schedule a case evaluation so we can discuss what we can do to help eliminate your debt problems.