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Experienced Bankruptcy Attorneys Serving Texas

Compassionate Legal Representatives Ready to Protect Your Interests

At The Law Offices of Alex R. Hernandez, Jr. PLLC, our team of seasoned attorneys is committed to using our extensive knowledge of the law to guide clients through each phase of the bankruptcy process so that they can overcome burdensome debts and reframe their financial futures.

We understand that difficult times can force an individual to go into tremendous debt just to stay afloat. From losing your job to having to pay for an expensive medical procedure for a loved one, countless circumstances push people to file for bankruptcy so that they can get their financial affairs back in order.

Our lawyers believe there is no shame in seeking assistance through bankruptcy in your time of need, so reach out to our firm today at (888) 907-8994 and we will treat you with the kindness and compassion that you deserve as you get your finances back in-line once again.

Chapter 7 Bankruptcy Services

Clients often come to us thinking they won’t qualify for bankruptcy, however, Chapter 7 bankruptcy is an ideal option if you are in serious debt and earn less than the state median income. Another benefit of filing for Chapter 7 bankruptcy is that it will automatically stay most types of lawsuits filed against you.

When you file for Chapter 7 bankruptcy, the court will send a notice out to all of your creditors informing them to cease any further action against you. It is important to note that you can’t file for Chapter 7 bankruptcy if you have already had a bankruptcy case dismissed within the last 180 days.

Chapter 13 Bankruptcy Services

Chapter 13 bankruptcy is commonly referred to as “wage earners bankruptcy” or “bill consolidation.” While Chapter 7 bankruptcies are intended for debtors of modest means, Chapter 13 bankruptcy is an option that higher-income families can take advantage of if they are overcome with debt or facing foreclosure on their homes.

Do you still earn regular income but you’re drowning in debt? Then you can use Chapter 13 bankruptcy to renegotiate the terms of certain types of debt that you will eventually repay through a monthly payment plan. This bankruptcy option also prevents debt collectors in Texas from harassing you with annoying calls throughout the day.

Our Legal Team Can Guide You Towards a Debt-Free Future

If you would like to discuss which bankruptcy option is best suited for your current situation, please don’t hesitate to get in touch with the skilled attorneys at our law firm so we can devise a strong legal strategy that protects your interests.

When you choose The Law Offices of Alex R. Hernandez to represent you in your bankruptcy matters, you can feel confident knowing that we will stand by your side and guide you through every step of the bankruptcy process to ensure that you make informed decisions

Are you tired of constantly struggling with debt or worried that you’ll soon be facing foreclosure due to the current economic environment? Then get in touch with us today by calling (888) 907-8994 to schedule a case evaluation so we can discuss what we can do to help eliminate your debt problems.

Our attorneys are here to help in most areas of law. Call us today to discuss your legal matter.

Learn More About Our Team

Note: Of Counsel Attorneys are individual lawyers with separate and individual liability. ARH Law manages these lawyers' case loads but does not have liability for their actions or representation.

  • top 10
  • avvo 10.0
  • BBB A +
  • Rue Ratings Best Attorney
  • National Trial Lawyers Top 100

Client Focused… Results Driven… With Justice for All